How does an EMV contact card payment work?

How does an EMV contact card payment work?

Dear Readers, There are 12 steps in an EMV transaction At most there are 12 steps in an EMV transaction. But some of these are optional or conditional. The best way to understand EMV is to think of a transaction as a conversation between the card and the terminal. The...
How does identity verification work, and is my data secure?

How does identity verification work, and is my data secure?

Dear Readers, Identity verification has become a crucial tool for many companies as the world gets more digital. Businesses must guarantee that they are working with real persons rather than fraudulent ones, from banking institutions to social media platforms. The...
How does Passwordless Authentication Works

How does Passwordless Authentication Works

Dear Readers, The blog of this week is about a passwordless authentication system Through this blog, we aim to make our readers aware of passwordless authentication and how it has the potential to provide convenient access and strengthened security that today’s...
How EMV (Chip & PIN) Works – Transaction Flow Chart

How EMV (Chip & PIN) Works – Transaction Flow Chart

Dear Readers, Process DescriptionEMV StepsNMI’s Kernel ProcessCard detection and reset needs to be performed by the card interface functions specific to the hardware device being used. When a card is reset, it will respond with an Answer To Reset...
How Magnetic Card Reader Works

How Magnetic Card Reader Works

Dear Readers, A magnetic card is a rectangular plastic object (credit/debit card) that contains either a magnetic object embedded within the card or a magnetic stripe on the card’s exterior. A magnetic card can store any form of digital data. The electronic devices...
How to Parse TLVs in JavaScript

How to Parse TLVs in JavaScript

Dear Readers, One of the nice things about chip cards (ICCs) is that the data that comes out of them is virtually always supplied in a standard format, called BER-TLV. In plain English: Basic Encoding Rules, Tag-Length-Value (a quaint but informative article about it...